[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.companion.cz\/bolestne\/#Article","mainEntityOfPage":"https:\/\/www.companion.cz\/bolestne\/","headline":"bolestn\u00e9","name":"bolestn\u00e9","description":"Bolestn\u00e9! \u00daraz! Nehoda! Slova, kter\u00e9 nikdo r\u00e1d nesly\u0161\u00ed, nato\u017e aby byl p\u0159\u00edmo posti\u017een\u00fd jak\u00fdmkoli \u00farazem \u010di nehodou. Jen\u017ee, \u201ene\u0161t\u011bst\u00ed nechod\u00ed po hor\u00e1ch, ale po lidech\u201c, jak \u0159\u00edkali u\u017e na\u0161e babi\u010dky. Dne\u0161n\u00ed usp\u011bchan\u00e1 doba pln\u00e1 stresu, […]","datePublished":"2021-10-03","dateModified":"2024-06-05","author":{"@type":"Person","@id":"https:\/\/www.companion.cz\/author\/#Person","name":"","url":"https:\/\/www.companion.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"companion.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.companion.cz\/wp-content\/uploads\/pracovn%C3%AD%20%C3%BAraz_1.jpg","url":"https:\/\/www.companion.cz\/wp-content\/uploads\/pracovn%C3%AD%20%C3%BAraz_1.jpg","height":0,"width":0},"url":"https:\/\/www.companion.cz\/bolestne\/","about":["Podnik\u00e1n\u00ed"],"wordCount":511,"articleBody":"Bolestn\u00e9! \u00daraz! Nehoda! Slova, kter\u00e9 nikdo r\u00e1d nesly\u0161\u00ed, nato\u017e aby byl p\u0159\u00edmo posti\u017een\u00fd jak\u00fdmkoli \u00farazem \u010di nehodou. Jen\u017ee, \u201ene\u0161t\u011bst\u00ed nechod\u00ed po hor\u00e1ch, ale po lidech\u201c, jak \u0159\u00edkali u\u017e na\u0161e babi\u010dky. Dne\u0161n\u00ed usp\u011bchan\u00e1 doba pln\u00e1 stresu, p\u0159\u00edmo nahr\u00e1v\u00e1 o p\u0159ehl\u00e9dnut\u00ed toho nejd\u016fle\u017eit\u011bj\u0161\u00edho pro ka\u017ed\u00e9ho z n\u00e1s, opatrnost v\u016f\u010di sob\u011b a n\u011bkdy, bohu \u017eel i v\u016f\u010di ostatn\u00edm. Vysok\u00e9 n\u00e1roky v zam\u011bstn\u00e1n\u00ed, kde je v\u011bt\u0161\u00ed fyzick\u00e1 z\u00e1t\u011b\u017e. Hustota provozu a n\u011bkdy i bezohlednost na silnic\u00edch. To je jen mal\u00fd zlomek aspekt\u016f, kter\u00e9 hraj\u00ed hlavn\u00ed roli v nepozornosti, p\u0159ehl\u00e9dnut\u00ed a n\u00e1sledn\u00e9mu \u00farazu. Ale i sebeopatrn\u011bj\u0161\u00ed jedinec se tu a tam drobn\u00e9mu \u00farazu nevyhne, \u010dlov\u011bk nen\u00ed neomyln\u00fd, a hlavn\u011b nejsme ze \u017eeleza. Ale stalo! Pracovn\u00ed \u00faraz, dopravn\u00ed nehoda a jin\u00e9 ne\u0161\u0165astn\u00e9 p\u0159\u00ed\u010diny, m\u00e1 v\u017edy jeden spole\u010dn\u00fd v\u00fdsledek, \u00faraz, bolest, stres po\u010dtu p\u0159\u00edpad\u016f n\u00e1sledn\u011b dojde na ot\u00e1zku n\u00e1hrady a pln\u011bn\u00ed pojistn\u00e9 ud\u00e1losti. M\u00e1me-li hlavn\u011b dob\u0159e nastaven\u00e9 poji\u0161t\u011bn\u00ed. P\u0159ece si p\u0159ipoji\u0161t\u011bn\u00ed plat\u00edme pr\u00e1v\u011b pro tyto p\u0159\u00edpady. Po prvotn\u00edm \u0161oku a prvotn\u00edch l\u00e9ka\u0159sk\u00fdch z\u00e1kroc\u00edch, vezmeme do ruky svou pojistnou smlouvu a chceme \u0159e\u0161it finan\u010dn\u00ed str\u00e1nku. P\u0159ece jen n\u011bjak\u00fd ten \u010das l\u00e9\u010den\u00ed nastane a t\u00edm i drobn\u00fd v\u00fdpadek p\u0159\u00edjmu. A v tu chv\u00edli m\u016f\u017ee nastat probl\u00e9m. Ofici\u00e1ln\u00ed definice v\u011bt\u0161iny pojistn\u00fdch smluv zn\u00ed. Mal\u00e1 citace z Wikipedie: \u201eBolestn\u00e9, je n\u00e1hrada bolesti jako\u017eto nemajetkov\u00e9 \u00fajmy na zdrav\u00ed spo\u010d\u00edvaj\u00edc\u00ed v t\u011blesn\u00e9m i du\u0161evn\u00edm utrpen\u00ed a poskytuje se v pen\u011bz\u00edch.\u201c D\u0159\u00edve se ur\u010dovala podle vyhl\u00e1\u0161ky \u010d.440\/2001 Sb\u2026.. Ruku na srdce, kolik z n\u00e1s je vy\u0161kolen\u00fd poji\u0161\u0165ovac\u00ed expert, nebo pr\u00e1vn\u00edk? A opravdu ne v\u0161echny poji\u0161\u0165ovac\u00ed instituce jsou korektn\u00ed v\u016f\u010di pln\u011bn\u00ed po\u0161kozen\u00e9mu.Nahl\u00e1\u0161en\u00ed pojistn\u00e9 ud\u00e1losti leckdy kon\u010d\u00ed stroh\u00fdm dopisem, \u017ee dle v\u0161eobecn\u00fdch podm\u00ednek pojistn\u00e9 pln\u011bn\u00ed zanik\u00e1. Na\u0161t\u011bst\u00ed spole\u010dnost se dok\u00e1\u017ee postavit na stranu po\u0161kozen\u00e9 osoby. Vn\u00edmav\u00fdm p\u0159\u00edstupem si klienta vyslechnou a po p\u0159edlo\u017een\u00ed v\u0161ech pot\u0159ebn\u00fdch doklad\u016f se s chut\u00ed pust\u00ed do boje byrokratick\u00e9ho apar\u00e1tu v z\u00e1jmu ochrany po\u0161kozen\u00e9ho. Na str\u00e1nk\u00e1ch se jednoduchou formou dozv\u00edme o hodnot\u011b bodu za bolestn\u00e9 a dal\u0161\u00ed d\u016fle\u017eit\u00e9 informace, kter\u00e9 n\u00e1m p\u0159i uzav\u00edr\u00e1n\u00ed pojistn\u00e9 smlouvy ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f rozhodn\u011b neinformovali. Od roku 2008 pom\u00e1h\u00e1 klient\u016fm, kter\u00e9 poji\u0161\u0165ovny odbyly t\u00edm stroh\u00fdm dopisem, ale z\u00e1rove\u0148 d\u00e1v\u00e1 nad\u011bji, \u017ee f\u00e9rov\u00e9 jedn\u00e1n\u00ed je jedn\u00edm z jejich z\u00e1klad\u016f p\u0159\u00edstupu ke ka\u017ed\u00e9mu z n\u00e1s.                                                                                                                                                                                                                                                                                                                                                                                         4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"bolestn\u00e9","item":"https:\/\/www.companion.cz\/bolestne\/#breadcrumbitem"}]}]